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Brian Young, REALTORŪ, real estate agent and broker for Scottsdale, Paradise Valley and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Scottsdale, Paradise Valley and Phoenix Arizona home buying, real estate listings, and homes for sale in Maricopa                       County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

 

 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

-Scottsdale Mortgage - Low Rates, Refinance, Scottsdale Home Equity Loans, Mortgage interest rates 

- Exactly how much home or land you can afford. 

- Scottsdale Arizona Mortgage Pro - Your home for Mortgages in Scottsdale Arizona 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- Arizona mortgage, Arizona mortgage rates, Scottsdale mortgage rates,Phoenix interest rates, Arizona home loan, AZ Home loan, refinance, Scottsdale mortgage, Scottsdale refinance, AZ interest rates 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Scottsdale, Paradise Valley and Phoenix Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
Upon completion this year, what will be the tallest residential building south of New York and east of Chicago?

A 
Located in Biscayne Bay, Florida, the $120 million, 51-floor luxury condominium will be called The Santa Maria.
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Brian Young, REALTORŪ, real estate agent and broker for Scottsdale, Paradise Valley and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

BRIAN YOUNG - Branch Owner / Manager
DOMINION REAL ESTATE PARTNERS, LLC

6619 N Scottsdale Road
Scottsdale
Arizona 85250
Office: (480) 990 - SOLD (7653)
Direct Line: (602) 405-3949
Toll Free: (800) 520-6692
Brian@ScottsdaleHomeGuide.com

Welcome, and thank you for visiting my web site. Whether you are looking to BUY or SELL real estate in Phoenix, Scottsdale, Carefree, Cave Creek, Paradise Valley, Fountain Hills or the greater East Valley, please contact me for the most up to date information and advice regarding HOMES, BUILDING LOTS, NEW CONSTRUCTION, GOLF COURSE PROPERTIES, LUXURY HOMES, GATED COMMUNITIES, HORSE PROPERTIES and RELOCATION. I am fully commited to providing superior real estate services to my clients.

CDPE Equal Housing MLS REALTOR


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