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Brian Young, REALTORŪ, real estate agent and broker for Scottsdale, Paradise Valley and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Brian Young, REALTORŪ, real estate agent and broker for Scottsdale, Paradise Valley and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

BRIAN YOUNG PLLC, CDPE - Branch Owner / Manager
DOMINION REAL ESTATE PARTNERS, LLC
6619 N Scottsdale Road
Scottsdale
Arizona 85250
Office: (480) 990 - SOLD (7653)
Direct Line: (602) 405-3949
Toll Free: (800) 520-6692
Brian@ScottsdaleHomeGuide.com

Welcome, and thank you for visiting my web site. Whether you are looking to buy or sell real estate in Phoenix, Scottsdale, Carefree, Cave Creek, Paradise Valley, Fountain Hills or the greater East Valley, please contact me for the most up to date information and advice regarding homes, building lots, new construction homes, golf course properties, luxury homes, gated communities, horse properties, tennis properties and relocation. I am fully commited to providing superior real estate services to my clients.

CDPE Equal Housing MLS REALTOR


www.ScottsdaleHomeGuide.com Your Scottsdale Home Guide is brought to you by Brian Young, DOMINION REAL ESTATE PARTNERS, LLC
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