Scottsdale real estate, Paradise Valley real estate and Phoenix real estate Arizona listings, homes for sale, home buying, selling and relocation information Maricopa County Real Estate Agent

Scottsdale real estate, Paradise Valley real estate and Phoenix real estate and homes for sale in Arizona, New Construction Homes and Golf Course Properties - Brian Young, REALTOR®

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- Scottsdale Home Guide

Brian Young, REALTORŽ, real estate agent and broker for Scottsdale, Paradise Valley and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

All Real Estate Brokers are NOT alike! Find out why I am a top real estate expert. Call Me 480-990-SOLD (7653)

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Resources: Scottsdale, Paradise Valley and Phoenix Arizona home buying, real estate listings, and homes for sale in Maricopa County, AZ

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SCOTTSDALE REAL ESTATE RESOURCES, PARADISE VALLEY REAL ESTATE RESOURCES AND PHOENIX REAL ESTATE RESOURCES:

	Special Offers: Special offers for Scottsdale, Paradise Valley and Phoenix homeowners from Brian Young, top Realtor
	Free Reports: Free Reports
	Affiliates: Brian Young's real estate web site affiliates
	eNewsletter: Brian Young's Scottsdale, Paradise Valley and Phoenix newsletter email will send you the latest real estate information
	Today's Real Estate News: Daily real estate news for this neighborhood, Arizona, and United States
	Market Conditions Report: Market conditions report for this area, Arizona, and United States
	Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
	How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
	Determine Tax Savings: Calculate how much your monthly Scottsdale, Paradise Valley and Phoenix Arizona mortgage payments save you on your taxes because of loan interest
	Should You Rent or Buy?: Is it better to rent a home in Arizona or buy your own Scottsdale, Paradise Valley and Phoenix house, ranch, luxury property, condominium, acreage, or other real estate?
	Adjustable Rate Mortgages: Adjustable rate Scottsdale, Paradise Valley and Phoenix mortgages information and interest rate java calculator
	What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
	Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
	Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
	15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
	How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
	What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
	Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
	TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate
	Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
	Ask Anything: Ask Brian Young anything real estate
	NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
	Real Estate Tips: Brian Young's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
	Real Estate Trivia: Brian Young's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
	Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Scottsdale, Paradise Valley and Phoenix property in Arizona, including legal terms definitions, and more

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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?
A	The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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BRIAN YOUNG PLLC, CDPE - Branch Owner / Manager
DOMINION REAL ESTATE PARTNERS, LLC
6619 N Scottsdale Road
Scottsdale
Arizona 85250
Office: (480) 990 - SOLD (7653)
Direct Line: (602) 405-3949
Toll Free: (800) 520-6692
Brian@ScottsdaleHomeGuide.com
Welcome, and thank you for visiting my web site. Whether you are looking to buy or sell real estate in Phoenix, Scottsdale, Carefree, Cave Creek, Paradise Valley, Fountain Hills or the greater East Valley, please contact me for the most up to date information and advice regarding homes, building lots, new construction homes, golf course properties, luxury homes, gated communities, horse properties, tennis properties and relocation. I am fully commited to providing superior real estate services to my clients.

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