The Building Process

Slab Stage

The following tasks are completed at this state: Homesite scraped, leveled and pinned. Slab form boards up. Underground plumbing in place. Type II and vapor barrier in place. Pre Slab Pour Inspection completed. Slab Poured. Construction hazards associated with this stage of construction: Open trenches. Loose and or piled dirt and rock. Tripping hazards (form boards, kickers, post tension cables).

Frame Stage

The following tasks are completed at this stage: All exterior walls are in place. All interior walls are in place. All roof trusses are in place. Construction hazards associated with this stage of construction: Temporary wall bracings are a bumping and tripping hazard. Exposed nails in lumber are both a puncture and cutting hazard. Stacked or unbanned lumber can be a fall or crushed under hazard.

Roof Stage

The following tasks are completed at this stage: Roof sheeting completed. Roof nailing completed. Roof tiles or shingle material loaded. Windows installed. Exterior sheathing installed as required per plan. Water intrusion inspection completed. Construction related hazards associated with this stage of construction: Temporary wall supports, lateral bracing. Temporary stairs not yet secured with fall protection. Loosely stacked construction material (4X8 sheets of plywood for the roofing).

Pre-Sheetrock Stage

This is the last stage of "Rough Construction." The following tasks are completed at this stage before your Builder can start the "Finish Stages" of your home. Rough Plumbing installed. Rough HVAC installed. Rough Electrical installed. Rough Frame Inspections (Municipal Combo Inspections, Mechanical, Plumbing, Electrical and Frame) completed. Batts installed (Wall Insulation). Drywall (Sheetrock) stacked or scheduled. In some locations, "Flat Work" (sidewalks, patios and driveways) are formed up, and the concrete is poured. Construction related hazards associated with this stage of construction: Lots of loose and hanging material for all of the different trades that are working in your home at this time. Required PPE (Personal Protection Equipment) during this stage includes eye protection, hearing protection, and head protection. Tripping hazards exist from all of the excess material that may not be removed yet. Puncture hazards may exist from boards with exposed nails or rough wiring not yet secured.

Sheetrock Stage

This is the beginning of your "Finish" stages of construction. For this stage to be complete, the following tasks must all be completed. Sheetrock installed throughout the home. Sheetrock nailing inspection completed. Ceiling insulation installed. Sheetrock taped and textured in accordance with the approved home plan. In addition to the above tasks being completed, the following task will be started: Exterior finishes will be started (brick, stucco, stone or siding). Construction hazards associated with this stage of construction. Lots of slips, trips and fall hazards. Stacked Sheetrock. Excess piles of Sheetrock in and around the home. Loose Sheetrock nails on the floor. Sharp pieces of tin (corner bead) may still be exposed. Wet drywall mud on the floor is very slippery. Exterior hazards include scaffolding and associated materials. Overhead roofing material hazards.

Interior Trim Stage

The following tasks are completed at this stage: Exterior doors installed. Interior door casings and doors installed. Base molding installed complete. Ceiling molding and chair molding installed if required per the approved plan. Staircase railing and balusters installed (two story homes). Construction hazards associated with this stage of construction. Loose trim material on the floor (slip and trip hazards). Sawdust in the air from all of the enclosed carpentry work. Safety rails are removed from stair casings, fall hazards exist.

Painting, Cabinet and Countertop Stage

The following tasks are completed at this stage: Interior painting applied. All cabinets installed. All countertops installed. Mirrors and shower enclosures installed. Outside landscaping is started (weather permitting). Construction hazards associated with this stage of construction: Sawdust in the air, (dust masks required). Paint spray in the air, (dust masks or respirators required). Soft yards from landscaping work.

Flooring Stage

The following tasks are completed at this stage: Finish electrical installed and operationally tested. Finish plumbing installed and operationally tested. Finish HVAC installed and a "Start up" scheduled or completed with both Heating and Air Conditioning operationally tested. All flooring installed. Appliances installed. In some locations, this is when the "Flat work" (sidewalks, patios and driveways) are formed up and the concrete is poured. Outside landscaping is completed (weather permitting). Construction hazards associated with this stage of construction. Interior: Open electrical wiring during final trim outs, electrical shock hazard. Tripping hazards exist during flooring installation. Exterior: If the flat work is being accomplished at this time, tripping hazards exist.

Quality Assurance Stage

Before your Builder can present your home to you, he/she must first pass our internal quality assurance inspection. The following tasks are completed at this stage: All contract items are installed per the plan/contract. Internal Quality Assurance Inspection completed. All items on the inspection report have been completed, re-inspected and the home has been approved for the customer presentation. There should be NO construction hazards in the home at this time; however, construction hazards still may exist on property all around you, and heavy equipment may be operating on the streets and home sites around you. Please be careful. Your home is now complete!

Buyer Acceptance Stage

The Builders team will now present you your home. In this presentation, you will have a demonstration of all of your new home features. You will have an opportunity to express any concerns and request corrections prior to closing on any item you are not pleased with. You will be scheduled for a second and final presentation to review the agreed upon items prior to closing on your home. The program is your assurance that your satisfaction is our most important concern.

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First Time Buyers >Your Principal Residence The Federal Tax Code allows married taxpayers to exclude from capital gains taxes up to $500,000 in profits from selling a home (singles can exclude $250,000). In order to qualify for this exemption, you must prove that that the home has been your principal residence for at least two out of the last five years. The establishment of the home as a principal residence depends on the facts of each homeowner's circumstance. Here are two cases to consider. Homeowner A has lived at 25 Pine Drive for 12 years. Although he stays at his vacation cottage in another town for up to three months out of each year (sometimes more), 25 Pine Drive is his principal residence, where he lives most of the time. When he sells the home, Homeowner A (filing as a single individual) can keep up to $250,000 in tax-free profit. Homeowner B buys 108 Maple Street, intending to live there. He rents it out while waiting to sell his current home, where he has lived for six years. His principal residence sells at the end of two years. Homeowner B moves into his new house, lives there for three months, and then decides to travel. After a six-month trip, he regrets buying 108 Maple Street and sells it. Even though he has owned the house on Maple Street for over two years, it won't qualify as "owner-occupied", because he only lived in it for a few months. Thus Homeowner B is not eligible to claim the tax exemption when he sells the house on Maple Street. Consult your tax advisor for advice about your particular circumstance. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"? A  Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean. See More Real Estate Trivia >